Product
|
Interest Rate
|
Annual Percentage Yield1
|
Minimum Balance
To Open Account
|
Minimum Daily Balance to
Earn APY
|
Green Online Savings1,2
|
0.01%
|
0.01%
|
$10.00
|
Bal.>$9.99 and <$50,000.00
Bal.>$49,999.99 and <$100,000.00
Bal.>$99,999.99 and <$200,000.00
Bal.>$200,000.00 and More
|
Online Christmas Savings1,2
|
0.01%
|
0.01%
|
$10.00
|
Bal. ≥ $10.00
|
Online Vacation Savings1,2,3
|
0.01%
|
0.01%
|
$10.00
|
Bal. ≥ $10.00
|
Statement Savings1
|
0.01%
|
0.01%
|
$10.00
|
Bal .>$9.99 and <$50,000.00
Bal. >$49,999.99 and <$100,000.00
Bal. >$99,999.99 and <$200,000.00
Bal. >$200,000.00 and More
|
Passbook Savings1
|
0.01%
|
0.01%
|
$10.00
|
Bal. >$9.99 and <$50,000.00
Bal. >$49,999.99 and <$100,000.00
Bal. >$99,999.99 and <$200,000.00
Bal. >$200,000.00 and More
|
Student Statement Savings1
|
0.01%
|
0.01%
|
$10.00
|
Bal. >$9.99 and <$50.00
Bal. >$50.00
|
Student Passbook Savings!
|
0.01%
|
0.01%
|
$10.00
|
Bal. >$9.99 and more
|
1Annual Percentage Yield (APY) accurate as of date stated below. All rates are variable and subject to change without notice and may change after account opening. You must maintain the minimum daily balance listed in the account disclosure, if any, to earn the advertised APY. Fees and withdrawal may reduce earnings on accounts. The minimum daily balance tiers to earn the APY stated on this rate sheet reflect the full tier balance ranges for each appropriate tier for the green online savings. APY results when interest is left on deposit to compound daily on a basis of 365/365 days. All deposits are FDIC insured to at least $250,000. DIF insures all additional deposits.
2Online Products – Personal accounts only. eStatements and Online Banking are required.
3Vacation Savings requires a minimum $25/month transfer from a Reading Cooperative Bank checking or statement savings account to obtain the stated Annual Percentage Yield (APY). Vacation Savings has a minimum term of 4 months and must pay-out or roll over in 12 months or less.
Rates current as of 06/01/2023.