FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Personal Loans
When It Comes to Loans, for Us, It’s Personal.
Whether you need to consolidate high-interest debt or access funds fast, we’ve got you covered.
Our Lending Options
We won’t judge you by the size of your piggy bank. When it comes to buying a home, a car, or even paying for student tuition, getting a loan with knowledgeable, local service and great rates can make the difference between major stress and major excitement.
Accessory Dwelling Units (ADUs)
Accessory Dwelling Units (ADUs) are small, self-contained living spaces added to or built on an existing property—like in-law apartments, backyard cottages, or garage conversions. They offer a flexible way to create housing for a family, generate rental income, or increase your home’s long-term value.
Fixed Rate Mortgages
A fixed-rate mortgage means your monthly principal and interest payments will stay the same for the life of your loan. A longer-term loan allows for lower monthly payments. With a shorter-term loan, you can repay your loan twice as fast, and save more than half of the total interest costs. Either way, you can count on local services from RCB for the life of your loan. Promise.
Home Equity Loans & Lines of Credit (HELOC)
Our home equity loans and home equity lines of credit (HELOC) are a great way to use the value of your home to do things like make home improvements, take care of unexpected expenses, consolidate debt, or pay for a large expense like college tuition or a new car.
Auto & Consumer Loans
Buying some new wheels? Need to pay off some debt or make a major purchase? RCB offers auto loans for new and used car purchases as well as consumer loans, both with competitive rates and quick approvals for minimal hassle. Let us help you find a loan that works for you.
Student Loans
At RCB, we believe in helping make education more accessible for our customers. If you need a Student Loan to help with the cost of college tuition, RCB can help. See if a CB Student HELP Smart Option Student Loan® by Sallie Mae® is right for you.
Credit Builder Loan
Challenges establishing credit? Take the first steps with RCB’s Credit Builder Loan. Each payment made is diligently reported to the credit bureaus.
One+ Mortgages
The ONE+ Mortgage Program is designed to help first-time homebuyers in 29 Massachusetts communities achieve their dream of owning a home. By offering reduced interest rates, no PMI, and down payment assistance, ONE+ helps families build equity, achieve financial stability, and turn their dreams of owning a home into reality.
Adjustable Rate Mortgages
An adjustable-rate mortgage (ARM) might make sense for you if you’re only planning to stay in your home only for a short time or if you think your income will increase in the future. With this type of mortgage you can get a lower interest rate and lower payment at the beginning of the loan. The interest rate is fixed for a specific period of time.
Discounted Fixed Rate Home Equity Loan Special
Qualified borrowers will receive a discount for a Fixed Rate Home Equity Loan with rate terms options of 10,15, and 20 years. This option gives borrowers a secure and predictable way to leverage their home’s equity while preserving their existing mortgage terms with fixed monthly payments.
