Because Everyone Has the Right to Dream Big.
Banking for All.

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Important Customer Notice: Proposed Closure of RCB’s Burlington Branch. Learn more.

Let Your Money Grow with Interest

Lock in savings with our 8-Month CD Special, offering a 3.50% annual percentage yield (APY)1 and fixed interest rate. All you need is $500 to open one. Whether you’re setting aside short-term funds or looking for an alternative to a traditional savings account, take advantage of this simple, secure way to grow your money quickly.

Annual Percentage Yield (APY) accurate as of 9/25/2026. All rates, except fixed rate certificates of deposit, are variable and subject to change without notice after the account is opened. You must maintain the minimum daily balance of $500.00 to earn the advertised APY. Fees and withdrawal may reduce earnings on accounts. Maximum deposit of $500,000.00 when opened online. Each renewal term will be our standard nine-month term beginning on the maturity date. A penalty may be imposed for early withdrawal from Certificates of Deposit. All deposits are FDIC insured to at least $250,000. DIF insures all additional deposits.

Start Saving

Earn

3.50%

APY with our 8-Month CD*

*Bal. $500.00 & More to earn APY.

  • Banking on Community Since 1886

    At Reading Cooperative Bank, we keep it local. That means showing up for the communities we serve in big and small ways, every day.

    Explore How RCB Gives Back

  • A Foundation of Community Support

    Each year, the Reading Cooperative Charitable Foundation supports a range of local organizations, from scholarships to hospitals.

    Find Support for Your Cause

  • We Bring the Bank to You

    With programs like Bank@Home and Bank@Work, we make it easy and convenient for you to bank when and where you need to.

    Let RCB Work for You

  • Brush Up Your Financial Smarts

    We provide free, fun financial literacy lessons to local schools and civic groups and offer educational opportunities for those who want to learn more.

    Connect with Us

One Bank for All

At Reading Cooperative Bank, we recognize your individuality, not just your account balance. Here, you’re welcomed, valued, and understood. Ever since we opened our doors more than a century ago, we’ve been a cooperative. That means you have a voice—and you matter.

Get to Know Us

Hear from customers like you

  • “Working with Reading Cooperative Bank has been an exceptional experience. Their team consistently goes above and beyond, delivering a level of personalized, responsive, and efficient service that feels increasingly rare. We trust them with all of our personal banking needs, and they truly exemplify what a bank should be. We would not consider banking anywhere else.”

    Brian Willoughby, PHD, Licensed Psychologist and Co-Director
    Achieve New England
  • “We love banking with Reading Cooperative Bank because they truly make you feel like family. Anytime I have questions or need help, they’re always easy to get in touch with and genuinely care about their customers. It’s refreshing to bank somewhere that feels personal and supportive instead of just another big bank. I bank at the North Reading location, and Nick and his unbelievable team are one of the reasons we continue to trust them with both our personal and business banking needs.”

    Toni and Jeremy Bernardo
    Bernardo Landscapes
  • “Reading Cooperative Bank has been an outstanding financial partner for our business. Jessica and her team consistently provide exceptional customer service, quick responses, and practical solutions tailored to our needs. Their personal approach and commitment to helping local businesses succeed make them a pleasure to work with.”

    Juilo Jansen
    Lawrence Staffing Services
  • “When choosing a mortgage, RCB stood out with better rates, personalized service, and local expertise.”

    Meredith R.
    Mortgage Customer

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