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Business Savings
Put Your Business Funds to Work.
Our business savings account can help you set money aside while also keeping it accessible. It’s a simple way to stay prepared for unexpected costs, new opportunities, and everything in between.
Free Business Savings Account
Minimum Balance to Open: $10
Benefits
Details
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| Features | Business Cash Booster Money Market | CD Accounts |
|---|---|---|
| Minimum balance to open | $10 | $500 |
| Monthly maintenance fee | $121 | $122 |
| Minimum daily balance requirement to avoid monthly maintenance fee | $2,500 | $500 |
| Interest earning | Yes3 | Yes3 |
Click Here for CD and IRA Rates
| Product | Term1Annual Percentage Yield (APY) accurate as of the date stated below. All rates, except fixed rate certificates of deposit, are variable and subject to change without notice after the account is opened. You must maintain the minimum daily balance of $500.00 to earn the advertised APY. Fees and withdrawal may reduce earnings on accounts. A penalty may be imposed for early withdrawal from Certificates of Deposit. APY results when interest is left on deposit to compound daily on a basis of 365/365 days. All deposits are FDIC insured to at least $250,000. DIF insures all additional deposits. Rates current as of 06/25/2026. | Interest Rate | Annual Percentage Yield1 | Minimum Balance To Open Account | Minimum Daily Balance To Earn APY | Rates Current As Of |
|---|---|---|---|---|---|---|
| 6-Month CD | 6-Month Term | 3.93% | 4.00% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 8-Month CD | 8-Month Term2Annual Percentage Yield (APY) is accurate as of 6/25/2026. The interest rate is 3.50% and the APY is 3.50%. This is a fixed-rate 8-Month Certificate of Deposit, and the interest rate and APY will remain in effect until maturity. A minimum deposit of $500.00 is required to open the account and earn the disclosed APY. Interest is credited monthly and is not compounded. The APY assumes that interest remains on deposit until maturity. Withdrawal of interest before maturity will reduce earnings. A penalty may be imposed for early withdrawal. The 8-Month CD Special is available for consumer deposits only and is not available for IRA accounts. The maximum online opening deposit is $500,000.00. At maturity, the account will automatically renew into the Bank's standard 9-Month Certificate of Deposit at the rate and APY in effect at the time of renewal. You will have 10 calendar days after maturity to withdraw funds without penalty. Fees may reduce earnings. | 3.50% | 3.50% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 9-Month CD | 9-Month Term39-Month CD excludes IRAs and can only be opened as a CD product. Maximum deposit of $500,000.00 when opened online. Each renewal term will be our standard six-month term beginning on the maturity date. | 4.00% | 4.00% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 12-Month CD | 12-Month Term | 3.92% | 4.00% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 15-Month CD | 15-Month Term | 3.92% | 4.00% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 2-Year CD | 2-Year Term | 2.72% | 2.75% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 24-month CD Special | 24-Month Term | 3.86% | 3.92% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 3-Year CD | 3-Year Term | 2.96% | 3.00% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 4-Year CD | 4-Year Term | 2.96% | 3.00% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
| 5-Year CD | 5-Year Term | 2.96% | 3.00% | $500.00 | Bal. $500.00 & More | 9/25/2026 |
- Annual Percentage Yield (APY) accurate as of the date stated below. All rates, except fixed rate certificates of deposit, are variable and subject to change without notice after the account is opened. You must maintain the minimum daily balance of $500.00 to earn the advertised APY. Fees and withdrawal may reduce earnings on accounts. A penalty may be imposed for early withdrawal from Certificates of Deposit. APY results when interest is left on deposit to compound daily on a basis of 365/365 days. All deposits are FDIC insured to at least $250,000. DIF insures all additional deposits. Rates current as of 06/25/2026.
- Annual Percentage Yield (APY) is accurate as of 6/25/2026. The interest rate is 3.50% and the APY is 3.50%. This is a fixed-rate 8-Month Certificate of Deposit, and the interest rate and APY will remain in effect until maturity. A minimum deposit of $500.00 is required to open the account and earn the disclosed APY. Interest is credited monthly and is not compounded. The APY assumes that interest remains on deposit until maturity. Withdrawal of interest before maturity will reduce earnings. A penalty may be imposed for early withdrawal. The 8-Month CD Special is available for consumer deposits only and is not available for IRA accounts. The maximum online opening deposit is $500,000.00. At maturity, the account will automatically renew into the Bank's standard 9-Month Certificate of Deposit at the rate and APY in effect at the time of renewal. You will have 10 calendar days after maturity to withdraw funds without penalty. Fees may reduce earnings.
- 9-Month CD excludes IRAs and can only be opened as a CD product. Maximum deposit of $500,000.00 when opened online. Each renewal term will be our standard six-month term beginning on the maturity date.
Click Here for Business Cash Booster Money Market Rates
| Monthly Maintenance Fee | Daily Minimum Balance | Tier | Interest Rate | Annual Percentage Yield | Minimum Balance To Open Account | Minimum Balance to Earn APY | Rates Current As Of |
|---|---|---|---|---|---|---|---|
| $12.00 | $2,500 | $0.00 - $9.99 | 0.00% | 0.05% | $100.00 | Bal.>$9.99 and <$2,500.00 | 6/8/2026 |
| $10.00 - $2,499.99 | 0.05% | 6/8/2026 | |||||
| $2,500 - $9,999.99 | 2.96% | 3.00% | $100.00 | Bal.>$2,499.99 and <$10,000.00 | 6/8/2026 | ||
| $10,000 - $24,999.99 | 2.96% | 3.00% | $100.00 | Bal.>$9,999.99 and <$25,000.00 | 6/8/2026 | ||
| $25,000 - $49,999.99 | 2.96% | 3.00% | $100.00 | Bal.>$24,999.99 and <$50,000.00 | 6/8/2026 | ||
| $50,000 - $99,999.99 | 2.96% | 3.00% | $100.00 | Bal.>$49,999.99 and <$100,000.00 | 6/8/2026 | ||
| $100,000 & Over | 2.96% | 3.00% | $100.00 | Bal. $100,000 and More | 6/8/2026 |
Click here for the Comparison Table Disclosures
- Monthly Maintenance Fee of $12.00 if the balance in the account falls below $2,500.00. Fees may reduce the earnings on the account. This is a tiered rate. Rate may change after the account is opened. Annual Percentage Yield (APY) accurate as of 06/08/2026.
- Monthly Maintenance Fee if Minimum Daily Balance of $2,500 is not maintained.
- Multiple tiers with various interest rates are available. Competitive rates offered.
Monthly Maintenance Fee of $12.00 if the balance in the account falls below $2,500.00. Fees may reduce the earnings on the account. This is a tiered rate. Rate may change after the account is opened. Annual Percentage Yield (APY) accurate as of 06/08/2026.Monthly Maintenance Fee if Minimum Daily Balance of $2,500 is not maintained.Multiple tiers with various interest rates are available. Competitive rates offered.
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