Financial Advice that Starts with You.

We’re committed to helping you reach your financial goals. Whether you’re planning for retirement, saving for your kids’ education, or just want to save more effectively, Gino can help.

Financial Planning
with Lumen Wealth.

RCB has a long-standing partnership with Gino P. Molettieri, an experienced Financial Planner and Investment Adviser Representative of Raymond James Financial Services Advisors, Inc. As an independent financial adviser, Gino has no parent company or product pressures driving his recommendations. Better yet, he’s a neighbor, with ties to our community.

RCB and Gino

We partner with Gino not just because of his expertise, but also because his approach is a perfect match for RCB: He really gets to know his clients and treats them like people instead of numbers on a balance sheet. He’ll also tailor your overall involvement in your financial planning, whether you like a hands-off approach, or you want to stay involved every step of the way.

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Options with Lumen

For individuals and families, Lumen Wealth offers guidance in all areas, including:

Accumulation

so your investments address your objectives and comfort level

Retirement Planning

so you are well positioned to pursue your dreams

Estate Planning

so you can pass on your assets to whom you choose

Risk Management

to minimize any threats to your personal assets

For Corporate Clients, Lumen Wealth
offers guidance in all areas, including:

  • Business Planning, to help you manage and grow your business
  • Corporate Retirement Plan Management, to help you offer a competitive, low-cost retirement plan for employees to save for the future
  • Executive Planning, to help highly compensated owners and executives maximize their savings strategies
  • Risk Management, to ensure that business interest is protected in case of an unexpected death or disability of an owner(s)
  • Employee Education, to offer a customized education program to your employees so they can better reach their goals

About Gino

A long-standing member of our local community, Gino Molettieri is an Investment Adviser Representative of Raymond James Financial Services, Inc. He has had a partnership with Reading Cooperative Bank since 2009, helping individuals, families, and businesses strengthen their financial positions. Offering prudent investment, estate, and business planning advice is at the core of Gino’s practice. He is available, by appointment, to consult with bank customers on all their investment needs. Gino holds the series 7 and 66 registrations through Raymond James Financial Services, and he is a multi-year recipient of the Boston Magazine Five-Star Wealth Manager Award.* Review the background of this investment professional on FINRA’s BrokerCheck.

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Gino Molettieri is employed by Lumen Wealth Management and securities are provided through Raymond James Financial Services, Inc.

Check the background of this investment professional on FINRA’s BrokerCheck.

This communication is strictly intended for individuals residing in Massachusetts. No offers may be made or accepted from any resident outside this state due to various state requirements and registration requirements regarding investment products and services. 

Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, a Registered Investment Adviser. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lumen Wealth Management is not a registered broker/dealer and is independent of Raymond James Financial Services. 55 Walkers Brook Drive, Suite 301, Reading, MA 01867. (781) 247-5918. Not a deposit. Not FDIC Insured. Not Bank Guaranteed. May Lose Value. Fixed insurance products and services offered by CES Insurance Agency or Lumen Wealth Management. Raymond James Financial Services, Inc., and RCB (Reading Cooperative Bank) are separate and unrelated entities.

*Five Star Wealth Manager Disclosure

Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 2,362 Boston wealth managers were considered for the award; 713 (31 percent of candidates) were named 2013 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers’ future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.