FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Business Checking
Serious Business Checking. Seriously Simple Banking.
You know what works best for your business—we’re just here to support it. With flexible checking options you can count on, we make it easy to manage your transactions. All that, plus friendly, local service.
Easy Business Checking Account
Minimum Daily Balance to Avoid Maintenance Fee: $1,000
Benefits
Details
Business Checking Plus Account
Minimum Daily Balance to Avoid Maintenance Fee: $5,000
Benefits
Details
Enterprise Business Checking Account
Minimum Daily Balance to Avoid Maintenance Fee: N/A
Benefits
Details
Be the Banking Boss
RCB’s online & mobile banking puts you in control.
Keep that Cash Flowing
We can help, with a full range of business services.
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From real estate loans to lines of credit, we’ve got you covered.
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| Features | Easy Business Checking | Business Checking Plus | Enterprise Business Checking | Business Cash Booster Money Market |
|---|---|---|---|---|
| Open an account | Open account | Open account | Open account | Open account |
| Minimum daily balance requirement to avoid monthly maintenance fee | $1,000 | $5,000 | No | $2,500 |
| Monthly maintenance fee | $5 | $20 | $10 | $121 |
| Transactions per Monthly Statement Cycle at no additional charge | 150 | 300 | No | Not available |
| Secure Electronic Access | Yes | Yes2 | Yes2 | Not available |
| Business MasterMoney™ Debit Card | Yes | Yes | Yes | Not available |
| ATM use and rebates | RCB will not charge its cardholders to use any ATM.3 | RCB will not charge its cardholders to use any ATM.3 | RCB will not charge its cardholders to use any ATM.3 | No |
| Earnings Credit | No | No | Yes | Not available |
Click Here for the Notice of Prohibition on Unlawful Internet Gambling
Federal law, the Unlawful Internet Gambling Enforcement Act, and its implementing regulations prohibit business customers from receiving deposits of any kind relating to illegal Internet gambling. This bank is required to enforce that prohibition.
By maintaining an account with our bank, you agree to notify us if your account is ever used for Internet gambling of any kind, even if you believe the activity to be legal. If you do not, we may terminate your access to various payment methods or close your account.
Click Here for Business Cash Booster Money Market Rates
| Monthly Maintenance Fee | Daily Minimum Balance | Tier | Interest Rate | Annual Percentage Yield | Minimum Balance To Open Account | Minimum Balance to Earn APY | Rates Current As Of |
|---|---|---|---|---|---|---|---|
| $12.00 | $2,500 | $0.00 - $9.99 | 0.00% | 0.05% | $100.00 | Bal.>$9.99 and <$2,500.00 | 6/8/2026 |
| $10.00 - $2,499.99 | 0.05% | 6/8/2026 | |||||
| $2,500 - $9,999.99 | 2.96% | 3.00% | $100.00 | Bal.>$2,499.99 and <$10,000.00 | 6/8/2026 | ||
| $10,000 - $24,999.99 | 2.96% | 3.00% | $100.00 | Bal.>$9,999.99 and <$25,000.00 | 6/8/2026 | ||
| $25,000 - $49,999.99 | 2.96% | 3.00% | $100.00 | Bal.>$24,999.99 and <$50,000.00 | 6/8/2026 | ||
| $50,000 - $99,999.99 | 2.96% | 3.00% | $100.00 | Bal.>$49,999.99 and <$100,000.00 | 6/8/2026 | ||
| $100,000 & Over | 2.96% | 3.00% | $100.00 | Bal. $100,000 and More | 6/8/2026 |
Click Here for the Comparison Table Disclosures
- Monthly Maintenance Fee of $12.00 if the balance in the account falls below $2,500.00. Fees may reduce the earnings on the account. This is a tiered rate. Rate may change after the account is opened. Annual Percentage Yield (APY) accurate as of 06/08/2026.
- + User Controls
- Other ATM operators may impose a surcharge fee. FDIC insures up to $250,000; DIF insures additional deposits.
