Jose Cruz is Senior Vice President, Commercial Team Leader. Jose specializes in CRE (commercial real estate), C&I (business) loans, and numerous bank products, including cash management and deposit accounts. He has over 20 years of experience in the financial and banking fields. He is involved with various community organizations and boards, including The Professional Center for Child Development in Andover, the NECC Foundation Board at Northern Essex Community College, a member of the Merrimack Valley Chamber of Commerce, and a volunteer with the Town of Salem, NH Ski Club. Jose is also a member of the ABA Commercial Real Estate Lending Committee.
Jose holds a BA in Business Administration from Southern New Hampshire University and an MBA from the Isenberg School of Management at UMass Amherst. He has also obtained a diploma from the ABA Stonier Graduate School of Banking and a leadership certificate from the University of Pennsylvania's Wharton School of Business. In his free time, Jose enjoys golfing, skiing, coaching girls' volleyball, and spending time with his family.