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Terms of Use

We may modify these Terms of Use.

Reading Cooperative Bank reserves the right to change the terms, conditions, and notices under which the Reading Cooperative Bank site is used. You are responsible for regularly reviewing these Terms of Use.

This site is designed for your personal use.

The Reading Cooperative Bank web site is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Reading Cooperative Bank site.

Your personal information will be secure and will be kept private.

Reading Cooperative Bank has developed policies and procedures to protect your personal information. Please refer to our Privacy Policy and Site Security pages for further information.

What are cookies?

Cookies are small pieces of data sent from a website and stored on a website user's web browser while a user is browsing a website. When the user browses the same website in the future, the data stored in the cookie can be retrieved by the website to notify the website of the user's previous activity. Cookies do not harm your computer in any way and are usually automatically deleted after a certain period of time, such as six months.

Does RCB use cookies on its websites?

Yes. Like most websites, we use certain types of cookies on our sites. This allows us to collect non-personal information through a variety of technologies. This helps us identify visitors who return to our site and tells us such things as how many users visited our site, the pages that were accessed, and whether there were any technical problems in loading pages or navigating through our site. By collecting this information, we learn what parts of our sites are the most interesting or valuable to our users, and can monitor overall interest in our websites. It also lets us spot technical problems with our site so we can correct them right away. This, in turn, helps us upgrade our websites and improve our offerings for our visitors.

To assist us in maintaining and improving our website, we use Google Analytics to gather information about visitors’ usage of the website through the use of cookies that provide us information that helps us improve the performance of this website for you. Google Analytics does not track, collect or upload any data that personally identifies an individual (such as a name, email address, account number or billing information), or other data which can be reasonably linked to such information. We also use Remarketing with Google Analytics to manage our advertising on other websites. This service uses cookies to collect non-personally identifiable information about your activities on this and other websites to provide you targeted advertising based upon your interests. You may opt-out of Google Analytics by clicking here. Please note that this does not opt you out of being served advertising. You will continue to receive generic ads. For more information on Google’s use of the data, please visit Google's Privacy & Terms.

Am I required to accept cookies to use the Reading Cooperative Bank website?

No. You can disable the use of cookies by our website by turning off the cookie function on your browser.

Email is not a secure method of communication.

Keeping your information confidential and secure is as important to us as it is to you. Please be aware that any emails you send are not secure. Please do not email any confidential information such as passwords, account numbers, credit card information or social security numbers. That type of information should be provided to us by phone, fax or regular mail.

Application fees will not be charged until you agree to continue the application process.

There is no charge to you to complete an application and obtain loan approval. Fees will only be collected when you determine you would like to continue the application process. At that point, you will provide your credit card information online or to a Reading Cooperative Bank Loan Officer over the phone. For more information about the Loan Process, please refer to the Loan FAQs page for further details.

Links to third party sites are provided for your convenience.

The Reading Cooperative Bank site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Reading Cooperative Bank, so Reading Cooperative Bank is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by Reading Cooperative Bank of the site.

Conditions of Use

As a condition of your use of the Reading Cooperative Bank site, you warrant to Reading Cooperative Bank that you will not use the Reading Cooperative Bank web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Reading Cooperative Bank web site in any manner which could damage, disable, overburden, or impair the Reading Cooperative Bank web site or interfere with any other party's use of the Reading Cooperative Bank web site.