Julieann M. Thurlow is the President and Chief Executive Officer at Reading Cooperative Bank. She is responsible for the bank's strategic direction and management. She also serves as President of the RCB Charitable Foundation.

Julieann was formerly Chairman of the ABA and the ABA Core Platforms Council and its Membership Council. She currently serves as a member of the Government Relations Administrative Committee and Membership Council. She is a founding member of Alloy Labs, a consortium of banks nationally formed to innovate in the banking space and is a Director of Atlantic Community Bankers Bank (ACBB). 

Locally, Julieann serves as the Co-Chair of the MA Fintech Hub and is on the Board and Executive Committee for the Lawrence Partnership and the Massachusetts Taxpayer Foundation, and LEADS, Inc., she is a board member of Greater Lawrence Community Health Center and a Trustee of Winchester Hospital. In 2022, Julieann was appointed to the Massachusetts Development Finance Agency. She is past Chair of the Cooperative Central Bank and was a member of the Federal Reserve’s CDIAC Council.

American Banker Magazine has repeatedly named Julieann to its list of the Top 25 Women to Watch in Banking. The Women’s Edge (formerly the Commonwealth Institute) has named Reading Cooperative Bank a Top 100 Women-Led Business for the past seven years running.

In addition to an MBA from the Charles F. Dolan School of Business at Fairfield University, Julieann has completed advanced studies at the Stonier Graduate School of Banking, the Massachusetts School for Financial Studies, Harvard Business School’s Division of Continuing Education, and the CEO Leadership Lab at Wharton’s Aresty Institute for Executive Education. She is a proud member of the first cohort of Lawrence Leads, a cross-sectoral leadership program focused on civic engagement and social responsibility. 

NMLS# 644106

Carol Houle is Executive Vice President, Chief Financial Officer (CFO). She comes to RCB with over 30 years of experience in banking. 

Carol started her career in auditing, working for a firm, Shatswell MacLeod, that specialized in banking. During her time at the firm, she was elevated to firm partner. In 2013, she joined BankProv as their Chief Financial Officer. During her tenure at the bank, she assisted in a successful growth strategy that tripled the size of the bank in 10 years.

Carol also serves on the board of Franklin Pierce University in Rindge, New Hampshire and Granite Edvance in Concord, New Hampshire. 

Carol lives in Salem, New Hampshire and has resided there for over 30 years. She graduated with a Bachelor of Science (BS) in Accounting from Franklin Pierce University and is currently a Certified Public Accountant (CPA). 

Maxine Hart is Executive Vice President, Chief Human Resource Officer. Her responsibilities include creating and maintaining strong and motivated teams of employees that demonstrate the needed skills for the 21st century.

Prior to joining the bank, Maxine was the HR Director at Manet Community Health Center – a network of health centers for the medically underserved on the South Shore. Prior to that, and before moving to the U.S. in 2002, she worked in organizational development and change management for large corporations, government departments and non-profit organizations in Mexico and South Africa. Her work in South Africa included serving as deputy director for staffing in South Africa's first democratic election. She also developed culture change processes for 3,000 personal banking division employees at South Africa's third largest financial institution.

Maxine earned her Bachelor's Degree in Social Work from the University of Witwatersrand, Johannesburg, South Africa and her Masters in Adult Education and Community Development from the University of Manchester, UK. She also holds a Senior Professional Human Resources (SPHR) certification and is a Trained Mediator. Maxine lives in Newton with her husband, James Smith, and two children.

Phil Bryan is Executive Vice President, Chief Banking Officer. Prior to joining RCB, he spent five years as the President/CEO of The Cooperative Bank and was the EVP/Chief Operating Officer at Georgetown Bank. Over the course of his extensive lending career, Phil served as SVP of Retail & Lending at Metro Credit Union, SVP & Small Business State Manager at TD Bank, VP, Retail Banking at MetroWest Bank, and VP, Business Development Officer at Citizens Bank.

Phil has a BS in Human Resource Management from Southeastern Massachusetts University. In addition, he is certified in Talent Optimization from the Predictive Index. Phil is currently a member of The Central Parkway YMCA’s Board of Advisors. In the past, Phil has served on the American Bankers Association’s Mutual Institutions Council and the Asian Center for Merrimack Valley’s Board of Directors as Treasurer. Phil lives in Dedham, MA with his wife, Wendy, and three sons.

Marianela Vazquez is Executive Vice President, Chief Operating Officer. Marianela is accountable for ensuring quality and security in all the bank’s operating functions.

Prior to joining RCB, Marianela spent two decades delivering SaaS solutions in the financial services space. The last five years were dedicated to the delivery and service of Numerated Growth Technologies’ Digital Loan Origination system to community banks and credit unions. Before joining Numerated, Marianela spent time with Fidelity, State Street Wealth, and SunGard Wealth Management (prior to its acquisition by FIS), where she leveraged a combination of her strategic leadership skills and passion for driving cross functional execution to build relationships, processes, teams, and organizations.

Marianela is an avid fan of operational excellence, focused on ensuring outcomes are measured, and believes in constantly evaluating processes based on those outcomes.

Marianela graduated from Lasell University with a MS in Management and Bentley University with a BS in Managerial Economics. She was recognized by the Women We Admire publication as one of MA Top 50 Women Leaders. Marianela lives in Billerica, MA with her two daughters and is an active Cheer and Gymnastics Mom as well as a Religious Ed Teacher at Immaculate Conception Church in Lowell, MA. Most recently Marianela was appointed to the Board of Directors of the United Teen Equality Center, serving Lowell, Lawrence and Haverhill communities.

Anthony J. Patti is Executive Vice President, Head of Special Projects. Anthony was formerly the Chief Financial Officer (CFO) at RCB. He has been with the bank for 20 years.

Prior to joining RCB, Anthony was a Senior Vice President and Chief Financial Officer at Medford Cooperative Bank and Executive Vice President and Chief Financial Officer at Revere Federal Savings Bank.

Anthony is a past member of the Legal and Regulatory Compliance Committee and the Mass Bankers Association's Federal Liaison Committee. He was also on the Board of Directors of the Cooperative Bank Employees Retirement Association (CBERA) for 9 years. In 2022, Anthony was recognized as a CFO of the Year by the Boston Business Journal.

In addition to a BA in Economics from Framingham State College and an MBA in Accounting from Southern New Hampshire University, Anthony has attended various educational programs offered by the Massachusetts Bankers Association and is a graduate of The Senior Leadership Institute of the American Bankers Association. He is a former resident of Methuen and now resides in Derry, New Hampshire.

Shanna Cahalane is Senior Vice President, Director of Marketing & Community Development at RCB, where she oversees the bank's marketing communications, public relations, and community relations activities. Shanna  has received the inaugural Emerging Leader Award from the American Bankers Association for her commitment to excellence in the banking industry and community service, emphasizing the need for future leaders to drive industry success.

In addition to her role at RCB, Shanna serves as President of the Board of Trustees of the Greater Boston Stage Company, is an Advisory Board Member of the Boys & Girls Club of Lawrence, and is the Past President of the Reading-North Reading Chamber of Commerce. She holds a Master’s Degree in Communications Management from the Simmons University School of Management, is a graduate of the American Bankers Association’s Stonier Graduate School of Banking, and has completed the Wharton Leadership Program at the University of Pennsylvania. Shanna is also a proud member of Leads, a cross-sectoral leadership program focused on civic engagement and social responsibility. She lives in Belmont, Massachusetts with her husband, Michael, and their twin girls.

Jose Cruz is Senior Vice President, Commercial Team Leader. Jose specializes in CRE (commercial real estate), C&I (business) loans, and numerous bank products, including cash management and deposit accounts. He has over 20 years of experience in the financial and banking fields. He is involved with various community organizations and boards, including The Professional Center for Child Development in Andover, the NECC Foundation Board at Northern Essex Community College, a member of the Merrimack Valley Chamber of Commerce, and a volunteer with the Town of Salem, NH Ski Club. Jose is also a member of the ABA Commercial Real Estate Lending Committee.

Jose holds a BA in Business Administration from Southern New Hampshire University and an MBA from the Isenberg School of Management at UMass Amherst. He has also obtained a diploma from the ABA Stonier Graduate School of Banking and a leadership certificate from the University of Pennsylvania's Wharton School of Business. In his free time, Jose enjoys golfing, skiing, coaching girls' volleyball, and spending time with his family.

Kirsy Alvarado is Vice President, Human Resources, and is responsible for overseeing HR operations and initiatives. She has nine years of HR experience and over 20 years of retail banking experience. Kirsy graduated from SNHU with a BS in Business Management and is completing her Masters in Human Resource Management at Northeastern University.

Kirsy resides in Woburn, MA with her husband, three children and two dogs. She is passionate about helping the youth and volunteers at Iglesia Cristiana Renacer as a youth leader. Outside of the office, she enjoys spending time with her family and friends.

Teresa Cunha is Vice President, Branch Administrator, and is responsible for the overall operation of all RCB branches, including sales and customer service. She also acts as the liaison between retail staff and the bank’s back-office operations and Chief Operating Officer. Teresa has 29 years of banking experience and has held positions at several local banks. She has a license to sell life insurance in Massachusetts and is a notary public. Teresa earned a BS in psychology from Boston College and an MS in management at Lesley University. She lives in Peabody with her husband, Eugene, and her son, Jared. In her free time, Teresa enjoys running, traveling, and spending time with her family.

NMLS# 1276478

John DaLomba is Senior Vice President, Chief Credit Officer. He started his banking career at Sovereign Bank as a Financial Analyst before being promoted to Portfolio Manager.  He moved to Webster Five Cents Savings Bank where he spend over sixteen years. By the end of his tenure at Webster Five, he was responsible for several departments and had the title of Director of the Credit, Collections and Loan Servicing.

John has a BS in Physics from Rhode Island College and an MBA from Bryant University. John has been involved in several organizations including Junior Achievement. He's also served as Loan Executive for the United Way and is a member of the Finance Committee for the Town of Uxbridge. John currently lives in Sutton, MA where he enjoys running, having completed several marathons.

Lisa DiGregorio is Vice President, Loan Servicing Manager, managing all aspects of residential and commercial loan servicing. Before joining RCB, Lisa spent over four years at Wakefield Cooperative Bank as AVP, Loan Servicing. Prior to that, she worked at East Boston Savings Bank as a Loan Servicing Officer. Lisa has more than 20 years of experience in the mortgage industry with a concentration in loan servicing. Lisa lives on the North Shore. In her free time, she enjoys traveling and spending time with family and friends.

Jessica Glezellis is Vice President, Cash Management Officer. Jessica came to RCB from Direct Federal Credit Union, where she served as their Business Development Officer. Jessica has 15 years of experience working in the financial industry in various areas including retail, marketing, and business development. Jessica graduated from UMass Boston with a BS in Marketing and Business Management. In 2022, Jessica became a member of the Reading Rotary. Jessica resides in Stoneham with her husband and two children. In her free time, she enjoys cooking, traveling, and spending time with her family.

Larry Keenan is Vice President, Deposit Operations and Cash Management, and responsible for overseeing the administration of all personal deposit accounts and business cash management products at RCB. He has 25 years of similar banking experience, including 17 years at First Federal Savings Bank of Boston and eight years at Saugusbank as Vice President of Retail Banking. Larry holds a BS in accounting from Boston College and an MS in finance from Northeastern University’s Graduate School of Business Administration. He lives in Ayer with his wife, Marianne, and enjoys golf, music, and cooking.

Christopher “Chris" Kuchar is Vice President, Commercial Loan Officer. Chris came to RCB after teaching Accounting and Financial Literacy for the 2020-2021 school year at Malden Catholic High School. Chris has over 25 years of experience in the retail and commercial banking industry. He began his lending career at Banknorth and later became a commercial lender at Lawrence Savings Bank (a.k.a RiverBank). Chris then moved to Beverly Bank, where he became Team Leader of its lending department, overseeing the lending process for its lending team and senior management. Chris graduated from Salem State College with a BS in English and a Minor in Sports Management. Chris resides in Plaistow, NH with his wife and two children. In his free time, he coaches youth sports and enjoys golfing and cooking. Chris has been a high school hockey coach for over 20 years, coaching in Haverhill, North Andover, Amesbury, and Andover. He is currently the Head Coach at Malden Catholic High School.

Herbert Mason serves as the Vice President, Talent Development & Training Manager at RCB, where he spearheads the institution’s learning & development and talent strategies. With a career spanning over 25 years in retail banking, Herbert has honed his expertise through significant tenures at Bank of America (12 years) and Middlesex Savings Bank (10 years).

A lifelong learner, Herbert holds multiple certifications from the Association of Talent Development in Learning Program Management and Integrated Talent Management and is also a Certified Emotional Intelligence Instructor.  Herbert is an alum of The New England School of Financial Studies at Babson. He also holds an Associate Degree in Criminal Justice and a Bachelor of Science in Business, complemented by a Human Resource Management Certificate.

In addition to his professional achievements, Herbert is a dedicated member of the community, serving on the Board of Directors for the Discovery Museum in Acton. There, he contributes to the HR task force, supporting the museum’s staff and leadership.

Outside of his professional life, Herbert enjoys painting, gardening, and spending quality time outdoors with his family. He resides in Pepperell with his wife, Jennifer, and their two daughters, Noah and Finley.

Mathew Meninger is Vice President, IT Manager, and is responsible for overseeing, maintaining, and improving the information technology infrastructure of the bank as well as managing the help desk and its employees. Mat possesses a strong background in computer programming and a lifetime of computer experience. He has worked in the banking industry since 2007.

Mathew resides in Littleton, MA with his wife, daughter and dog. In his free time, he enjoys spending time with his family.

Veronica Russo is Vice President, Residential and Consumer Lending, and has been with RCB for over 23 years, having first started as a teller and customer service representative. Veronica moved from retail into lending, where she became AVP and Senior Underwriter of the Residential Lending team. From there, she graduated to VP of Residential and Consumer Lending. Veronica has spent her entire adult career in the banking and finance industry. Veronica resides in Peabody, MA. In her free time, she enjoys hiking, skiing, ice skating, four-wheeling, and visiting her children and grandchildren in New York.

Trevor Soucy is Vice President, Project Manager, and is responsible for managing key RCB initiatives. He has 23 years of experience in the financial industry in various areas including client services, business analysis, and project management. Trevor holds a BA in Biochemistry from Clark University. He lives in Revere with his wife, Jane, and enjoys photography, flying, diving, and traveling.

Derric Souza is Assistant Vice President, Controller. He is a graduate of the University of Massachusetts - Dartmouth with a degree in Finance. He is a lifelong resident of Gloucester, where he lives with his wife and three children. Derric enjoys spending time on his boat in the summer and playing hockey on his backyard rink in the winter.

Karen Tavernese is Vice President, Compliance Officer, responsible for ensuring compliance with applicable banking laws and regulations and for assisting in the development, coordination, and oversight of the bank-wide compliance program. Karen works closely with bank management and staff to identify potential risks, implementing policies and procedures to uphold laws and regulations and monitoring the bank’s adherence to those policies and procedures. Karen joined RCB in 2001, as a Branch Manager charged with opening our North Reading Office before being promoted as Compliance Officer in 2014, she has also served as the bank’s BSA Officer. Karen has more than 25 years banking experience and is a member of the Eastern Massachusetts Compliance Network. Karen lives on the North Shore with her husband, Salvatore, and their two children.

Forest Wallace is Senior Vice President, Director of Information Technology and Bank Security Officer, responsible for planning, developing, and overseeing all of RCB’s technology needs. His 20 years of experience come from a combination of IT leadership roles at local banks and positions at information security and technology companies. He holds a BS in Business Administration from Western New England University. In addition to his work at RCB, Forest races sailboats, which he’s been doing since age seven, is the Chairman of Special Funds at the Mystic Valley Masonic Lodge in Arlington. Forest currently lives in Andover with his wife and three children.