Privacy
Consumer Privacy Notice
RCB PN REV. 02/15
| FACTS | WHAT DOES READING COOPERATIVE BANK DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Reading Cooperative Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does RCB share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates everyday business purposes – information about your transactions and experiences | No | We don't share |
| For our affiliate’s everyday business purposes – information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| Questions? | Call 781 942-5000 or go to readingcoop.com. |
| What we do | |
|---|---|
| How does Reading Cooperative Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does Reading Cooperative Bank collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit sharing only for
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. e.g. Reading Cooperative Bank has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. e.g. Reading Cooperative Bank does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. e.g. Reading Cooperative Bank’s joint marketing partners include financial service firms and credit card companies. |
Online & Mobile Banking
| Card Manager Policy | |
| Location Information | If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, we will collect location data when you use the Services even when the app is closed or not in use; for example, to provide our fraud detection services. If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device. |
| Opting Out of Location Tracking | If you initially consented to the collection of geo-location information through the Services, you can subsequently stop the collection of this information at any time by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to our collection of location information, you may no longer be able to use some features of the App. |
Other Policy Links:
- For our Privacy Disclaimer, please click here.
- For our Website Privacy Policy, please click here.
- For our Terms of Service, please click here.
- For our Terms of Use, please click here.
- For our Cookie Policy, please click here.
- For our Security Best Practices, please click here.
To adjust your Privacy Settings, please click here.