Business Loans

Small Business Loan

Get a financial jumpstart with a small business loan from RCB.

 We offer a streamlined process for small business loans up to $150,000* to businesses of all types and industries. Whatever your needs may be (new equipment, working capital lines of credit, or purchase inventory), RCB is here to ensure your success. 

Should you have questions, our Community Development Officers would be happy to help find the right fit for you and your company. 

Contact Our Team 

*All loans are subject to credit approval.

Equipment Loans

With an equipment loan from RCB, you don’t have to dip into valuable cash reserves to buy the new equipment, trucks, or vehicles you need to keep your business going strong.

Commercial Construction Loans

RCB can help you build your business—literally—with loans for new construction, improvements to existing buildings, development and community redevelopment projects, with flexible financing structures tailored to your needs.

Business Acquisition Financing

Planning to grow your business by acquisition? Need financing for a family-owned business or buyout? We can provide the financing and guidance to make it work.

Permanent Real Estate Financing

RCB is where the real estate biz gets down to business, with competitive income property financing for industrial, retail, branch, mix-use, residential and other properties.

Lines of Credit

An asset-based line of credit is secured by your business assets rather than cash flow, and can be tied to the value of equipment, inventory, or accounts receivable. It’s a great choice for seasonal funding or letters of credit—and we’ll work with you to design customized lending based on your needs.

Small Business Administration Financing

RCB teams up with the Small Business Administration (SBA) to provide government-guaranteed loans to qualified applicants. It’s a great way to preserve working capital for other expenses while getting more flexible terms than conventional loans.

• Purchase or renovate real estate
• Acquire machinery or specialized equipment
• Supply working capital for ongoing financing needs

Business Financial Forms

We've compiled the list of helpful forms below for your convenience. Click to download.

• Schedule of Business Debt
• Business Rent Roll
• Schedule of Real Estate Owned
• Beneficial Owners Regulation
• Personal Financial Statement