We love investing in our clients’ businesses. We offer lending products to help you strengthen and grow your business in whatever way fits your vision, with competitive rates and helpful service from other committed, local business professionals—us.
Earn $50 for each friend who opens a NEW RCB Checking Account!*
Our Lending Options
Small Business Loan
Get a financial jumpstart with a small business loan from RCB.
We offer a streamlined process for small business loans up to $150,000* to businesses of all types and industries. Whatever your needs may be (new equipment, working capital lines of credit, or purchase inventory), RCB is here to ensure your success.
Should you have questions, our Community Development Officers would be happy to help find the right fit for you and your company.
*All loans are subject to credit approval.
With an equipment loan from RCB, you don’t have to dip into valuable cash reserves to buy the new equipment, trucks, or vehicles you need to keep your business going strong.
Commercial Construction Loans
RCB can help you build your business—literally—with loans for new construction, improvements to existing buildings, development and community redevelopment projects, with flexible financing structures tailored to your needs.
Business Acquisition Financing
Planning to grow your business by acquisition? Need financing for a family-owned business or buyout? We can provide the financing and guidance to make it work.
Permanent Real Estate Financing
RCB is where the real estate biz gets down to business, with competitive income property financing for industrial, retail, branch, mix-use, residential and other properties.
Lines of Credit
An asset-based line of credit is secured by your business assets rather than cash flow, and can be tied to the value of equipment, inventory, or accounts receivable. It’s a great choice for seasonal funding or letters of credit—and we’ll work with you to design customized lending based on your needs.
Small Business Administration Financing
RCB teams up with the Small Business Administration (SBA) to provide government-guaranteed loans to qualified applicants. It’s a great way to preserve working capital for other expenses while getting more flexible terms than conventional loans.
- Purchase or renovate real estate
- Acquire machinery or specialized equipment
- Supply working capital for ongoing financing needs
meet our lenders
Put a face to your loan. Our lenders are knowledgeable, friendly, and ready to help.learn more