Business Loans Banner Updated 2022

Business Loans

We love investing in our clients’ businesses. We offer lending products to help you strengthen and grow your business in whatever way fits your vision, with competitive rates and helpful service from other committed, local business professionals—us.

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Our Lending Options

Small Business Loan

Get a financial jumpstart with a small business loan from RCB.

 We offer a streamlined process for small business loans up to $150,000* to businesses of all types and industries. Whatever your needs may be (new equipment, working capital lines of credit, or purchase inventory), RCB is here to ensure your success. 

Should you have questions, our Community Development Officers would be happy to help find the right fit for you and your company. 

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*All loans are subject to credit approval.

Small Business Loan
 

Equipment Loans

With an equipment loan from RCB, you don’t have to dip into valuable cash reserves to buy the new equipment, trucks, or vehicles you need to keep your business going strong.

Equipment Loans
 

Commercial Construction Loans

RCB can help you build your business—literally—with loans for new construction, improvements to existing buildings, development and community redevelopment projects, with flexible financing structures tailored to your needs.

Commercial Construction Loans
 

Business Acquisition Financing

Planning to grow your business by acquisition? Need financing for a family-owned business or buyout? We can provide the financing and guidance to make it work.

Business Acquisition Financing
 

Permanent Real Estate Financing

RCB is where the real estate biz gets down to business, with competitive income property financing for industrial, retail, branch, mix-use, residential and other properties.

Permanent Real Estate Financing
 

Lines of Credit

An asset-based line of credit is secured by your business assets rather than cash flow, and can be tied to the value of equipment, inventory, or accounts receivable. It’s a great choice for seasonal funding or letters of credit—and we’ll work with you to design customized lending based on your needs.

Lines of Credit
 

Small Business Administration Financing

RCB teams up with the Small Business Administration (SBA) to provide government-guaranteed loans to qualified applicants. It’s a great way to preserve working capital for other expenses while getting more flexible terms than conventional loans.

  • Purchase or renovate real estate
  • Acquire machinery or specialized equipment
  • Supply working capital for ongoing financing needs
Small Business Administration Financing
 

Business Financial Forms

We've compiled the list of helpful forms below for your convenience. Click to download.

Business Financial Forms
 
keep that cash flowing

keep that cash flowing

We can help, with a full range of business services

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mobile banking

mobile banking

Manage your business accounts on the go without missing a beat

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checking, savings, you

checking, savings, you

We’ve got accounts to fit every business need

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Ready to learn more about our loan options? Our lenders are ready and waiting to help.