Business Checking
Business Checking and Savings
You know what works best for your business. That’s why we offer multiple account options, with features that make it easy to manage your transactions, keep your expenses in check, and plan for the future. All that, plus friendly, local service. (Hello!)
Easy Business Checking Account
An easy and affordable account for businesses with a lower monthly transaction volume
- 150 Transactions per Monthly Statement Cycle at no additional charge
- Free Business MasterMoney™ Debit Card
- Secure electronic access
- RCB will not charge its cardholders to use any ATM1
Monthly maintenance fee:
$5
Minimum daily balance
Is required to avoid Monthly Maintenance fee:
$1,000
Business Checking Plus Account
The ideal account for businesses with higher monthly transaction volume
- 300 Transactions per Monthly Statement Cycle at no additional charge
- Optional secure electronic access with user controls to delegate tasks and manage employee authorization2
- Free Business MasterMoney™ Debit Card
- RCB will not charge its cardholders to use any ATM1
Monthly maintenance fee:
$20
Minimum daily balance
Is required to avoid Monthly Maintenance fee:
$5,000
Enterprise Business Checking Account
A full-featured account for businesses with moderate to high transaction volumes
- Daily collected balance generates earnings allowance used to offset some fees2
- An array of optional treasury management services available
- Optional secure electronic access with user controls to delegate tasks and manage employee authorization2
- Free Business MasterMoney™ Debit Card
- RCB will not charge its cardholders to use any ATM1
Monthly maintenance fee:
$10
Minimum daily balance
Is required to avoid Monthly Maintenance fee:
N/A
Free Business Savings Account
Put your money to work for your business
- Free 24-hour online, mobile and telephone banking
- RCB will not charge its cardholders to use any ATM1
- 100% deposit insurance through FDIC and DIF
- Monthly statement of your account activity
Monthly maintenance fee:
NA
Minimum daily balance
Is required to avoid Monthly Maintenance fee:
N/A
| Features | Easy Business CheckingAn easy and affordable account for businesses with a lower monthly transaction volume. | Business Checking PlusThe ideal account for businesses with higher monthly transaction volume. | Enterprise Business CheckingA full-featured account for businesses with moderate to high transaction volumes. |
|---|---|---|---|
| Minimum Daily Balance Requirement to avoid Monthly Maintenance Fee | $1,000 | $5,000 | N/A2 |
| Monthly Maintenance Fee | $5 | $20 | $10 |
| Transactions per Monthly Statement Cycle at no additional charge | 150 | 300 | N/A2 |
| Secure Electronic Access |  |
User Controls2 |
User Controls2 |
| Business MasterMoney™ Debit Card | | | |
| ATM Debit Card Use |
Free In-Network1 |
Free In-Network1 |
Free In-Network1 |
| Earnings Credit |  | | |
Click here for the small print
Notice of Prohibition on Unlawful Internet Gambling
Federal law, the Unlawful Internet Gambling Enforcement Act, and its implementing regulations prohibit business customers from receiving deposits of any kind relating to illegal Internet gambling. This bank is required to enforce that prohibition.
By maintaining an account with our bank, you agree to notify us if your account is ever used for Internet gambling of any kind, even if you believe the activity to be legal. If you do not, we may terminate your access to various payment methods or close your account.
1Other ATM operators may impose a surcharge fee. Use our ATM Locator to find in-network (MoneyPass®) ATMs.
2Please refer to Business Fee Schedule for pricing.
