Checking

¹An 18/65 checking account with special benefits is available for individuals age 18 and under or 65 and older.

²Monthly Maintenance Fee waived if minimum daily balance is maintained.

³Monthly Maintenance Fee waived if minimum daily balance is maintained or if you have automatic direct deposit to this account. Direct Deposit is required at least once per monthly statement cycle to avoid the monthly fee.

⁴Overdrafts - (Overdraft Items or Returned Items by Check, ATM, Debit Card, POS Transactions, ACH, or other means.) Overdrafts not permitted on this account may occur.

We will not charge an insufficient fee under the following circumstances:

Returned Deposited Items - An item deposited to the account is returned unpaid and the amount of the item exceeds the balance in the account.

Temporary Debit Authorization - On debit card purchases, merchants may initially authorize a transaction for a specified sum of money when the merchant does not know the exact amount of the purchase at the time the card is authorized. Some common transactions where this occurs involve purchases of gasoline, hotel rooms, or meals at restaurants. When this happens, our processing system cannot determine that the amount of the final transaction exceeds the actual balance of your account. When the final transaction amount is processed, the transaction may exceed the balance of your account, resulting in an overdraft.

⁵Fees may reduce the earnings on the account.

⁶Other ATM operators may impose a surcharge fee. Use our ATM Locator to find in-network (MoneyPass®) ATMs.

FDIC insures up to $250,000; DIF insures additional deposits.