In light of recent news, we want to take a moment to reassure all RCB customers that their deposits are 100% insured through the FDIC and DIF. The DIF is a private, industry-sponsored insurance that covers all deposits above the FDIC limits of $250,000 at its member banks. That means our customers have FULL insurance on all of their deposit accounts.X
Select “Reset/unlock password” on the login screen.
select “Reset/unlock password” on the login screen.
You will receive an email confirming your mobile deposit.
Mobile deposits have a cutoff each business day at 3:00 PM EST and will show in your account that night after 8:00. Deposits made after 3:00 PM will be credited the following business day.
Once you have successfully logged into the system, you can voluntarily change your login ID and/or password through Profile > Change User ID or Change Password.
Please contact a Banking Specialist at 781-942-5000 if you require additional assistance.
Once you have successfully logged into the system, you can voluntarily change your login ID and/or password through the Mobile Services > My Profile > Change User ID or Change Password.
Please contact a Banking Specialist at 781-942-5000 for additional assistance.
Yes. Simply log in using the RCB Mobile App and choose "Fingerprint/Facial Recognition Enrollment" from the settings tab within the drop-down menu to set up your fingerprint or face ID.
Click the "Log Out" button on the upper right-hand side of any page when you are finished or are leaving your computer. This is the best way to protect your account information.
Tap the burger menu icon in the upper right corner that looks like this: then click logout.
Because there are sometimes delays with e-mail, you should not rely on it if you need to communicate with us immediately (for example, to report a lost or compromised password, or to report an unauthorized transaction in one of your accounts). It is also Reading Cooperative Bank's policy not to accept stop-payment instructions or lost password alerts via e-mail.
Confidential information (account number, credit card number, social security number, etc.) should only be sent to Reading Cooperative Bank through secure email. We offer this service at no charge to protect your privacy. To initiate a secure email, use the link below.
To edit your Payees, click on the “Bill Payment” button. You will see everyone you have set-up to be paid using this service. To make changes:
1. Click the name of the payee you need to update.
2. In the screen that appears, make any desired changes to the information about the Payee and click save changes.
You can make a payment by clicking on the “Bill Payment” button:
Once there, all your payees should be listed. The amount of the payment and deliver by date, once you have entered all the payments you want to make, click the red “send money” button at the bottom.
The system will automatically populate the first available date after the payment and amount is entered.
Click on the “Bill Payment” button and on the right side you will see a section titled Pending Payments. All scheduled payments are listed there, you can select to change or cancel payments.
Click on the “Bill Payment” button and on the right side you will see a section titled Pending Payments. All scheduled payments are listed there you can select which payment you want to edit from that list.
External accounts that are added to your RCB online banking require validation. Once you have added an external account RCB will validate with small dollar deposits to that account. Once those are confirmed you can start transferring money. The validation period can take 2-3 days.
Click on the “Bill Payment” button and on the right side, select the payee you want to setup for automtic payments and click "Autopay".
We provide a Payment Delivery Guarantee. If you have any questions about a payment, you can create a Payment Inquiry and we will research your payment. See our Online Banking Agreement for details on our Payment Delivery Guarantee.
To create a payment inquiry, click on the payment you are questioning. In the box that pops up, click on payment inquiry and submit all required information. We will get back to you as soon as possible.
In the Payment Center, on the right side, you will see all of your payments whether scheduled, pending, processed, or cancelled.
Please click the “help center” button at the top of the Payment Center for helpful guides.
For information on how to protect your identity, please refer to our ID Theft and Safety Tips.
Yes, you can enroll in business online banking via the website. But, please note that all registrations need to be validated which can take up to 24 hours.
Safety tips can be found on our Cardholder Fraud Education page.