Community Reinvestment Act

CRA Public Disclosure.

Please see below for all Community Reinvestment Act (CRA) materials in accordance with Regulation BB, 12 CFR 25. 

Please see below for all Community Reinvestment Act (CRA) materials in accordance with Regulation BB, 12 CFR 25. 

Reading Cooperative Bank is committed to the communities we serve. It is our intention to play an active role in the community by offering credit, banking services, education, and other services to support the financial needs of all residents and businesses in the towns we serve. 

We will also actively seek community development and investment opportunities. The bank’s representatives will work to understand the specific and unique needs of each community to better direct our resources.

We will offer products and services that meet the needs of our customers. As a community bank, we will offer services that are accessible to everyone at every income and education level. 

We will strive to ensure that everyone representing the bank understands our commitment to our communities and provides the same quality service to every customer regardless of income, race, sex, or background.

Loans to Deposits

Loans to Deposits Report current as of June 2026.

Branch Locations

Each branch and ATM location as of July 2025.

CRA Performance Evaluations

A public disclosure evaluating RCB’s record of meeting the community’s credit needs.

Branch Openings & Closures

Tracked branch activity from December 2017 to June 2025.

Area Assessment Map

A comprehensive view of our consumer markets.

Personal Products

All miscellaneous and loan account associated business fees

HMDA Disclosure Notice

A copy of our HMDA Disclosure Notice.

Public Comments

A collection of all public comments received during the CRA review period.

All information current as of 06/30/2026.