¹Annual Percentage Yield (APY) accurate as of 12/24/2024. All rates, except fixed rate certificates of deposit, are variable and subject to change without notice after the account is opened. You must maintain the minimum daily balance of $500.00 to earn the advertised APY. Fees and withdrawal may reduce earnings on accounts. Maximum deposit of $500,000.00 when opened online. Each renewal term will be our standard nine-month term beginning on the maturity date. A penalty may be imposed for early withdrawal from Certificates of Deposit. All deposits are FDIC insured to at least $250,000. DIF insures all additional deposits.