There are scammers spoofing (changing phone numbers so that it looks like they are calling or texting from RCB) our phone number and posing as bank representatives. These callers will ask for private account information and should not be trusted. Please do not share your personal banking information if you happen to receive one of these calls. When in doubt, always hang up and contact us directly at 781.942.5000. Thank you for your vigilance!

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for you for your business for non-profits

6-Month CD

4.00% Annual Percentage Yield (APY)1

3.93% Interest Rate

Minimum Balance to Open: $500.00

Minimum Daily Balance to Earn APY: $500.00

 

Open Online Now

1Annual Percentage Yield (APY) accurate as of 06/25/2026. All rates, except fixed rate certificates of deposit, are variable and subject to change without notice after the account is opened. You must maintain the minimum daily balance of $500.00 to earn the advertised APY. Fees and withdrawal may reduce earnings on accounts. Maximum deposit of $500,000.00 when opened online. Each renewal term will be our standard nine-month term beginning on the maturity date. A penalty may be imposed for early withdrawal from Certificates of Deposit. All deposits are FDIC insured to at least $250,000. DIF insures all additional deposits.