Virtual Gift Cards are available in Online & Mobile Banking! Click here for details.


Interested in our new Credit Builder Loan product? Learn more here.


Check out our 6-Month CD and Cash Booster Money Market accounts!


Business Services

Services designed with your Business in mind

There’s a lot that goes into making a business work. From deposits to payroll to purchases and beyond, RCB is ready to help. Local enough to know your name, large enough to bring you great rates, low fees, and industry leading, innovative thinking.

ACH Origination¹

Manage your accounts payable and receivable on the go.

  • Send one-time and recurring payments (like payroll or vendor payments) directly from our online business banking platform.
  • Receive pre-authorized payments.

Positive Pay and ACH¹

With check fraud on the rise, we can help you minimize the risks.

  • You send us a digital file of checks issued which we compare with checks presented.
  • We notify you of any discrepancies so you can authorize or withhold payment.
  • Create parameters for any ACH debits you authorize based on the vendor or amount.

Overnight Sweep

Maximize the return on your working capital.

  • Automatically sweep deposits over your deposit limit into other accounts.
  • Set up a sweep to pay down your business line of credit, earn a risk-free overnight rate of return on a 100% fully-insured deposit account, or both.
  • Create subaccounts for payroll, travel, debit card expenses, or other needs and auto transfer from your operating account. A zero balance is always maintained for easier reconciling.

Remote Deposit Services¹ ³

Skip the trip to the bank.

  • Ideal for businesses with moderate-to-high deposit volume - daily, weekly or monthly.
  • Streamline your deposit activity and get next-day funds availability.
  • Use our business online banking to process check deposits from the convenience of your office.

Digital Funding Solutions

  • ZEscrow: You can now open, close, fund, track and organize your subaccounts on any digital device with the ability to track, submit and collect all necessary documents through an easy-to-use online portal.
  • ZRent: Our digital rent collection platform offers true convenience for landlords, property managers, and occupants. By automating the collection of rent and condo dues, this tool saves time and eliminates hassle.

Business Debit Card¹

Add power to your corporate checking account with a Business Debit MasterCard™

  • Set individual limits for cash withdrawals and purchases for your employees.
  • Transactions are automatically deducted from your checking account—no costly credit card interest charges.
Free in-network ATM

Use at thousands of ATMs nationwide; free online, mobile & telephone banking and bill pay; free MasterMoney™ Debit Card


Merchant Services²

Accept card payments quickly and easily. Our merchant services partner, Paystri, is based in Salem, MA and offers RCB customers the following benefits:

  • Transparent pricing and no hidden fees.
  • Free card terminals for qualified businesses.
  • Around-the-clock support from Paystri’s in-house Customer Success team.
  • Technology that connects all payments acceptance points (in-store, online, and over the phone).

Paystri experts consult directly with businesses of all sizes to select payment solutions and card terminals designed to help them grow.


Enjoy reliable and innovative card processing technology at a competitive rate from our locally-based partner.


Learn more at


Payroll and HR Services

Your employees are your most valuable asset.

  • Through our partnership with Complete Payroll Solutions, we offer competitive pricing for compliance, payroll, and human resource solutions regardless of what size business you are.

Please contact Jessica Glezellis, VP, Cash Management Officer, to help select the account that is right for you.


tel/fax: 781.670.1530

Visit our Cash Management page to learn more.

Reach Out to RCB's Cash Management Officer, Jessica Glezellis

Your Name

Click here for the Small Print

Click here to download our Business Fee Schedule

2 Products and services offered by Paystri, Salem, MA. RCB does not set rates or fees. Speak to a Paystri representative for information on rates and fees.

3 Subject to Credit Approval.

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