Business Services

Services designed with your Business in mind

There’s a lot that goes into making a business work. From deposits to payroll to purchases and beyond, RCB is ready to help. We offer the same services those big national banks offer, but with one key difference: We treat you like our most important customer no matter what the size of your business.

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Business Debit Card¹

Add power to your corporate checking account with a Business Debit MasterCard™

Set individual limits for cash withdrawals and purchases for your employees.
Transactions are automatically deducted from your checking account—no costly credit card interest charges.

Free in-network ATM

Use at thousands of ATMs nationwide; free online, mobile & telephone banking and bill pay; freeMasterMoney™ Debit Card

ACH Origination¹

Manage your accounts payable and receivable on the go.

Send one-time and recurring payments (like payroll or vendor payments) directly from our online business banking platform
Receive pre-authorized payments

Positive Pay¹

With check fraud on the rise, we can help you minimize the risks.

You send us a digital file of checks issued which we compare with checks presented.
We notify you of any discrepancies so you can authorize or withhold payment.

Overnight Sweep

Maximize the return on your working capital.

Automatically sweep deposits over your deposit limit into other accounts.
Set up a sweep to pay down your business line of credit, earn a risk-free overnight rate of return on a 100% fully-insured deposit account, or both.

Remote Deposit Services^1,3

Skip the trip to the bank.

Ideal for businesses with moderate-to-high deposit volume - daily, weekly or monthly.
Streamline your deposit activity and get next-day funds availability.
Use our business online banking to process check deposits from the convenience of your office.

Landlord-Tenant Accounts

Accept and track lease security deposits for multiple tenant accounts.

Ideal for the busy property manager.
Fund one master account and RCB does the rest.
Includes individual tenant accounts with property ID, auto-transfer of landlord fees, and monthly portfolio reporting.

Merchant Services²

Reliable and innovative card processing technology at a competitive rate from our locally-based partner, Merchant Consulting Group

Efficient application processing and secure transaction processing for all major credit and debit cards.
Services include wireless terminals, dedicated customer service, prompt equipment replacement, and 24/7 online account information.