We'll put up to $100 in your pocket! $50 when you open a Personal Checking Account with Direct Deposit* plus $50 more when you set up Online Bill Pay!*

Open an Account Online or in a Branch

Once you have opened an account, please contact marketing@readingcoop.com and let us know!

Call 781.942.5000 or Visit any branch.

Banking doesn’t get much easier than RCB Checking:
FREE Online Banking & Bill Pay
FREE Mobile Banking**
FREE Mobile Check Deposit**
FREE Debit MasterCard with secure chip technology
Learn more about our accounts.

This offer expires on December 31, 2022

Open an Account

*The 50/50 incentive bonus offer is available for the following eligible accounts with a $10 minimum opening deposit: Value Checking, Value NOW Checking (must maintain a minimum balance of $10 to earn Annual Percentage Yield of 0.005% current as of 01/01/2022), On-the-Go Checking, Green Online Checking, and Green On-the-Go Checking. Opening deposit must be a new money deposit (not a transfer from an existing Reading Cooperative Bank account). Customer must be the primary owner of a new RCB personal checking account and must not have any existing or previously closed personal checking account at RCB within the last 24 months prior to opening the new account. The primary owner is the owner whose Social Security Number is used for tax reporting purposes. To receive a $50 incentive bonus for establishing Direct Deposit, you must establish a recurring electronic deposit of no less than $300 to the account and have received at least one instance of the electronic deposit within 60 calendar days of account opening. Direct Deposit includes deposits made by your employer, or a federal or state government agency or retirement benefits administrator, and generally, made by corporations or other organizations. It does not include deposits to your accounts that are made by an individual using online banking or an internet payment provider such as PayPal. To receive a $50 incentive bonus for online bill payment, you must enroll in online banking with the bill-pay feature and initiate a successful online bill payment through Reading Cooperative Bank’s online banking system or mobile banking system within 60 calendar days of account opening. Each incentive bonus will be deposited to the associated checking account within 60 days of completing the required activity associated with each incentive. Each incentive is independent of the other. You may complete one or both of the required activities. The maximum incentive bonus is $100. To receive one or both of the incentive bonuses, the account must remain open for 60 calendar days. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. A monthly maintenance fee for On-the-Go Checking and Green On-the-Go Checking, as published in our Personal Fee Disclosure, will be imposed in each monthly statement cycle that the balance in the account falls below $100 on any day of the monthly statement cycle. A monthly maintenance fee for Value NOW Checking, as published in our Personal Fee Disclosure, will be imposed every monthly statement cycle if the balance in the account falls below $500 on any day of the monthly statement cycle or if you do not have automatic direct deposit to this account at least once per monthly statement cycle. Variable-rate Annual Percentage Yield (APY) for checking accounts that pay interest vary by account type. Rates may change at any time after the account is opened. Fees may reduce earnings. 50/50 incentive bonus amounts will be reported on Form 1099. Recipient is responsible for any taxes, fees, and associated banking fees, if any, to be paid on the incentive bonus. This offer may not be combined with any other offers. The incentive bonus is limited to one per primary account holder. This offer may be withdrawn at any time without notice. Valid 01/01/2021 - 12/31/2022. Subject to additional terms and conditions.
**Service provider data and messaging fees may apply.