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If Your Card has been Lost or Stolen
Please notify us immediately.
1-800-264-5578 (24 hrs)
or 781-942-5000 during banking hours
If you found a card please contact us.
Order Checks
To Re-order Checks, You Can:
Mail us the re-order slip from your checkbook
Call us at 781.942.5000 during banking hours
Email your request to banking@readingcoop.com
Visit any RCB branch and see a Banking Specialist
Online sign-in to Online Banking and click 'check reorder' at the bottom of Account Overview page
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Enroll:   Personal | Business

Business Accounts & Services - Para Español haga clic aquí

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A dedicated partner at RCB can work with you to layer business accounts and services to match your needs and ensure smooth sailing through all the ups and downs. We’ll be in it together, because strong businesses make strong communities and that’s what we’re all about.

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Business Checking Accounts

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Easy Business Checking
(lower monthly transaction volume)
 
Business Checking Plus
(higher monthly transaction volume)
 
Enterprise Business Checking
(moderate to high transaction volumes)
Minimum Daily Balance Requirement to avoid Monthly Maintenance Fee (PDF)/(RTF)
  $1,000   $5,000   N/A2
Monthly Maintenance Fee (PDF)/(RTF)
  $5   $20   $10
Transactions per Monthly Statement Cycle at no additional charge
  150   300   N/A2
Secure Electronic Access
  Yes   Yes + User Controls2   Yes + User Controls2
Business MasterMoney™ Debit Card
  Free   Free   Free
ATM Debit Card Use
  Free In-Network1   Free In-Network1   Free In-Network1
Earnings Credit
  No   No   Yes
    How to Open an Account   How to Open an Account   How to Open an Account

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Business Savings Account
  • FREE 24-hour online, mobile and telephone banking
  • FREE ATM access in the SUM™ and MoneyPass® networks1
  • 100% deposit insurance through FDIC and SIF
  • Monthly statement of your account activity

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Business Account Services
Business Checking Line of Credit3
Manage cash flow with a short-term revolving line of credit that automatically credits your Business Checking Account as needed. We offer Business Checking Lines up to $25,000, subject to credit approval.

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Business Debit Card
Add power to your corporate checking account when you make purchases with a Business Debit MasterCard™. You can set individual limits for cash withdrawals and purchases for your employees. Transactions are automatically deducted from your checking account, so you avoid costly credit card interest charges.

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Cash Management Services2
We provide a range of sophisticated transaction processing and fraud protection services to our business clients, including:
  • ACH Origination
  • Positive Pay check fraud protection
  • Overnight sweep accounts
  • Lockbox
  • And more

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Business Services provided through Partner Relationships
Merchant Services4
Our partner, Merchant Consulting Group, a locally based service provider, offers reliable and innovative card processing technology, at a competitive rate. Services include wireless terminals, dedicated customer service, prompt equipment replacement, and 24/7 online account information. Take advantage of efficient application processing and secure transaction processing to accept all major credit cards and debit cards.

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Contact your local Branch Manager or Jack Ferren, (NMLS #766979) to learn more about how we can help support your business:
Call 781-425-7808 during banking hours
Email busdev@readingcoop.com
Come in to any RCB branch and speak to a Branch Manager or Banking Specialist
Notice of Prohibition on Unlawful Internet Gambling

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Federal law, the Unlawful Internet Gambling Enforcement Act and its implementing regulations, prohibit business customers from receiving deposits of any kind relating to illegal Internet gambling. This bank is required to enforce that prohibition.

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By maintaining an account with our bank, you agree to notify us if your account is ever used for Internet gambling of any kind, even if you believe the activity to be legal. If you do not, we may terminate your access to various payment methods or close your account.

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1 Surcharges may be assessed by other institutions for the use of their ATM. Surcharges can be avoided by choosing SUMTM Program/MoneyPassTM ATMs designated with a decal on or near the exterior of the ATM.
2 Please refer to Business Fee Schedule (PDF)/(RTF) for pricing.
3 Subject to credit approval.
4 Products and services offered by Merchant Consulting Group, Salem, MA. RCB does not set rates or fees. Speak to a Merchant Consulting Group representative for information on rates and fees.

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Notice of Changes in FDIC Temporary Insurance Coverage
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Reading Cooperative Bank NMLS# 457258
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